AIA Asset Growth Review
The complete Pros and Cons on AIA Asset Growth
AIA Asset Growth product details
AIA Asset Growth Rating on InterestGuru.sg: [usr=3]
AIA Asset Growth Popularity on InterestGuru.sg: [usr=2.5]
Read About: 3 best Investment Linked Policies in Singapore (updated 2023)
- Life Policy – Investment-linked policy
- Issuance age from 0 to 70 years old (via cash) and 21 to 61 (via SRS)
- Flexibility to choose your investment
- Adjust your portfolio according to your needs by putting more money into your investments or switching your money between funds
- Make partial withdrawals or even choose to stop the plan and withdraw all your money at the bid price anytime, without having to pay additional fees or charges
- Receive a payout worth no less than the value of your policy in the event of death
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of AIA Asset Growth at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.
Read About: Effects of compounding returns on your investments
Read About: 3 best Investment Linked Policies in Singapore (updated 2023)
AIA Asset Growth may be suitable if you are looking for
AIA Asset Growth may potentially be a good fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
AIA Asset Growth may not be suitable if you are looking for
AIA Asset Growth may potentially be a bad fit if the following matters to you:
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on AIA Asset Growth
- How are the investment returns of AIA or AIA Asset Growth based on historical performance?
- How good is AIA Asset Growth compared to Investment Linked Policy from other insurance companies?
- Can AIA Asset Growth fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AIA Asset Growth. Talk to us or seek advice from a financial adviser before making any decision about AIA Asset Growth.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Read About: How can I accumulate a million dollar (realistically)
Is AIA Asset Growth suitable for me?
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