AIA Asset Builder Review
The complete Pros and Cons on AIA Asset Builder
AIA Asset Builder product details
AIA Asset Builder Rating on InterestGuru.sg: [usr=3]
AIA Asset Builder Popularity on InterestGuru.sg: [usr=2.5]
Read About: 3 best Investment Linked Policies in Singapore (updated 2023)
- Life Policy – Investment-linked policy
- Issuance age from 21 to 61 years old
- Usage of CPF funds for investment
- Flexibility to choose your investment
- Adjust your portfolio according to your needs by putting more money into your investments or switching your money between funds
- Payment of 100% of the value of your units sold in the event of death
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of AIA Asset Builder at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.
Read About: Effects of compounding returns on your investments
Read About: 3 best Investment Linked Policies in Singapore (updated 2023)
AIA Asset Builder may be suitable if you are looking for
AIA Asset Builder may potentially be a good fit if the following matters to you:
- Initial high protection for Death and Terminal Illness coverage at an affordable premium.
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
AIA Asset Builder may not be suitable if you are looking for
AIA Asset Builder may potentially be a bad fit if the following matters to you:
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on AIA Asset Builder
- How are the investment returns of AIA or AIA Asset Builder based on historical performance?
- How good is AIA Asset Builder compared to Investment Linked Policy from other insurance companies?
- Can AIA Asset Builder fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AIA Asset Builder. Talk to us or seek advice from a financial adviser before making any decision about AIA Asset Builder.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Read About: How can I accumulate a million dollar (realistically)
Is AIA Asset Builder suitable for me?
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