Prudential PRUMum Review

Prudential PRUMum covers mummy and baby against complications that may arise due to pregnancy and childbirth until the 4th year

Prudential PRUMum product details

• Non-participating policy – Term policy
• Policy ends on the 4th year

For Mummy:

• Pregnancy Complications
  • Receive protection for 13 pregnancy complications
• Mental Wellness Care
  • Receive coverage of costs from Psychological Consultations and Postpartum Depression diagnosis
• Gestational Diabetes Mellitus (GDM)
  • You and your baby receive coverage up to 10% of Sum Assured against GDM and the complications that comes with it
• Hospital Care Benefit
  • Receive 1% of Sum Assured per day of hospitalisation up to 50 days for 9 conditions such as Lactation Mastitis
  • Receive Accelerator Benefit payout upon hospitalisation or ICU stay

For Baby:

• Congenital Illnesses
  • Receive coverage against 25 Congenital Illnesses such as Down’s Syndrome
• Hospital Care Benefit
  • Receive 1% of Sum Assured per day of hospitalisation up to 50 days for 8 conditions such as Hand, Foot and Mouth Disease

Read About: Term Policy: How does it work?

Read About: 3 things to consider before taking up a new financial product

Features of Prudential PRUMum at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to Prudential website. Alternatively, fill up the form below and let us advise accordingly.

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Is Prudential PRUMum suitable for me?

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